Text Box: HealthBenefitsTexas.com

Text Box: If you’re a Texan looking for health insurance, you’re home!

 Text Box: Important Information About the Individual Health Insurance Environment in Texas For Individuals:  All states are required by federal law to provide a mechanism whereby any individual can qualify for health insurance, regardless of their health condition.    In Texas, the health insurance vehicle for people that have serious or expensive health conditions is the Texas Health Insurance Risk Pool (THIRP).  THIRP should be your immediate choice if you possess a serious health condition.  While not comprehensive, here is a short list of conditions which would cause you to be a THIRP candidate:     - ongoing cancer (except very low-stage skin cancer);     - ongoing serious heart ailments (except for non-overweight non-smokers with       well-controlled hypertension or cholesterol);     - diabetes;     - any serious lung ailment;     - a history of alcohol or drug abuse (within 5 years);     - serious impairments of the kidney, liver, or intestines;     - serious neurological disorders;     - severe muscle or bone disease;     - ongoing pregnancy (even though normal maternity benefits are not available       through THIRP).   I'm probably a THIRP candidate   I think I can qualify for insurance in the private market